Linda Grissette | St. Charles Real Estate, St. Peters Real Estate, O’Fallon Real Estate

Isn’t Getting a Loan of a Homes Like Getting a Loan on A Car?

No, it is not the same.  

It is a much more complex process and is highly regulated now.  But, there is one similarity, there are good, average, and bad lenders for car loans and for home loans.  You want to make sure that you get a good…..or even great lender and loan officer.  I know several great, experienced loan officers who will work well with me to guide you through the entire process.  Just contact me and I’ll put you in touch with one of them.

I’ve created a FREE Information Sheet “Getting a Mortgage” that also includes information on the new regulation that has totally changed how the lender works with you in the closing process.

If you'd like a copy of it, click this link....fill in form....submit for email. 

Sell It Next Time

In my real estate career, I’ve helped many home sellers who are frustrated that their home didn’t sell when listed with someone else.  I sit down with them and we figure out why the home didn’t sell and then I go to work on getting it sold.

Since the internet is now the best we to reach these frustrated sellers (they get tired of the phone calls and mailings), I created a site that goes over the reasons a home might not have sold. 

Feel free to read about the reasons why homes don't sell.  If you have tried and just gave up for a while because you are frustrated, this may well be the time to read these and start the process toward getting your home sold.

PS.  If the home you need to sell isn't in the area where I work, I can still help by referring you to an agent who is good at helping sellers are ready to try again.

An open house is a big deal, particularly for a homebuyer who is intent on finding his or her dream residence as quickly as possible. If you plan ahead for an open house, you can make the most of this event.

Ultimately, there are many reasons for a homebuyer to craft a list of questions prior to an open house, and these reasons include:

1. You can optimize your time and resources.

Let's face it – few homebuyers have time and resources to spare. And if you attend an open house, it is important to do everything possible to maximize its value.

With a list of questions in hand, you can attend an open house and learn everything you want to know about a residence. Then, when you have answers to your questions, you can decide whether to submit an offer on a residence or continue your search for your dream house.

2. You can obtain in-depth home insights.

In many instances, homebuyers will attend an open house and leave with many questions about a residence. Yet homebuyers who create a list of questions prior to an open house can quickly gain the insights they need to identify their ideal home.

For homebuyers who want to obtain in-depth home insights, preparing a list of questions prior to an open house is a must. Homebuyers who ask questions about a house's interior, exterior, condition and age can learn about many different aspects of a residence. As a result, these buyers can use all of the information at their disposal to determine whether a house matches their expectations.

3. You can make the best-possible decision regarding a home.

Buying a house is rarely a simple decision. Fortunately, attending an open house with a list of questions can help a buyer make an informed decision about any residence, at any time.

When pursuing homes, there is no reason to leave anything to chance. By preparing questions before an open house, a homebuyer can take a data-driven approach to evaluate a house. And after a comprehensive assessment, a buyer can move forward with a home offer or reenter the housing market.

As you get ready to attend an open house, it may be beneficial to hire a real estate agent too. Because if you have a real estate agent at your side, you may be able to achieve your homebuying goals faster than ever before.

A real estate agent understands the housing market and its intricacies. As such, a real estate agent can keep you up to date about open house events and help you plan accordingly.

Perhaps best of all, a real estate agent will do everything possible to take the guesswork out of buying a house. If you ever have questions during the homebuying journey, a real estate agent is happy to respond to them.

Prepare a list of questions before you attend an open house – you'll be glad you did. By doing so, you should have no trouble discovering your ideal residence.

Myths Some Home Buyers May Believe

There are many things that home buyers believe about finding homes and getting a loan that could keep them from finding the“perfect home” before someone else buys it.  If you want to find the best possible home,you need to make sure that you learn the truth about the best way to find homes on the market and about getting a loan.

Get my FREE Information Sheet "Real Estate Myths for Home Buyers".  To get it click on this link....fill in form....submit for email. 

Looking, but not quite ready to buy?

That’s OK. 

I’ve got a way to help you learn the market in your price range before you are ready.  This will save you a lot of heartache and frustration when you are ready to get serious.

What is this tool?  It’s my Home Finder service.  With it you will get regular e-mails with a link to an MLS portal that shows you all the current MLS listings in the price range you think you want.  This will even include listings that don’t show up on any website because they are excluded from feeds to these website.  Then, when you are ready to buy, just let me know.

It's simple to get started with this easy personal service.  Click on this link....fill in form....submit for emails.