Linda Grissette | St. Charles Real Estate, St. Peters Real Estate, O’Fallon Real Estate


 

When I started real estate in 1981….and for many years after that….most of the homes in the county were newer construction.   Although builders are still finding areas to build new homes, the area has many nice established home subdivisions.

This website is to highlight some of these established neighborhoods.  I will be adding more in the future.  Check them out.


 

Yes, it is possible to get lower payments.  Just improve your credit score.  Even if you have good enough credit to get a mortgage, if your score is higher, you will get a lower interest rate. 

If you’d like some information on how to get your credit score higher, I have an Information Sheet with some of the steps you can take to help.

Get this Information Sheet, click on this link…..fill in form….submit it….watch for email. 


 

Actually it is the easiest way!  

It’s my Home Finder.  With it you will get an e-mail every time a home comes of the market that matches your search criterion (or even if the price changes and it is suddenly in your price range).  The e-mail will have a link to your personal portal to the actual MLS.   You’ll even see homes whose owners have asked that it not go into any on-line feeds, including company or agent IDX sites. 

Yes, you will have the chance to be among the first to know about the change!

If you are serious about buying, get started right now.  Complete and submit the form below.  Linda will then get in touch with you directly to make sure that she gets your exact criterion by asking the right questions. If it happens to be an impossible dream, she will let you know.  If you decide later that you want to change your criterion, you just have to let her know.  Simple, easy personal service from an experienced agent.

To get started…click on this link…..fill in form….submit it….watch for emails. 


A quick answer is that Title Insurance covers the title to your home while Homeowner’s covers damage or loss to your home. But that that quick answer is not really enough!

Title Insurance insures the title to your home against things that could have been missed during a title search or things (like fraud) that couldn’t be found during a title search. 


A Lender’s Policy covers the loan amount and a Owner’s Policy covers the equity on your home for as long as you own the home…..which could end up being a lot over the years.There is a much more detailed description on why you need Title Insurance in my Information Sheet “What You Don’t Know Can Hurt You”. It is easy to get. 

Click on this link…..fill inform….submit it….watch for email.




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